BGS Financial Services, LLC

Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered. Benjamin G. Stille (Investment Advisor Representative), Cambridge Investment Research, Inc. (Registered Broker/Dealer), or an agent of either may only transact business in a state if first registered, excluded, or exempted from state broker-dealer, investment adviser, broker-dealer agent or Investment Adviser agent registration requirements; follow-up and/or individualized responses to persons in a state by any of the above that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation will not be made absent compliance with state broker-dealer, investment adviser, broker-dealer agent or investment adviser agent registration requirements, or an applicable exemption or exclusion. Investment Advisory Services offered through Cambridge Investment Advisors, Inc., a Federally Registered Investment Adviser to residents of: Florida, Georgia, New York and North Carolina Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: Florida, Georgia New York and North Carolina Cambridge Investment Research, Inc. and BGS Financial Services, LLC are not affiliated entities